Limited Distribution

In conjunction with Insurance Group Separate Accounts (IGSA), Morningstar is introducing a specific data point that will apply to IGSA, SMAs, and CITs: limited distribution.

Limited Distribution is meant to solely indicate one thing: if an IGSA (or SMA or CIT) or a particular IGSA share class is only available from one sales distribution point, such as a Morgan Stanley investment vehicle only being available through a Morgan Stanley financial advisor.  

The “Limited Distribution” data point will be assigned on the share class/fee band level.  The data point will be a combination of an indicator (E.g., Yes/No) and what that specific distribution is (E.g., available for purchase exclusively through Principal financial advisors).