The date the contract started offering the investment, as determined by Morningstar. The date appears as the last two digits of the year, followed by the digits for the month. March 1999, for example, appears as 99-03.
Benefits
If the subaccount is a new offering which invests in a fund with a few years of history, hypothetical total returns will also be offered.
Origin
This information is determined by Morningstar, in conjunction with the information provided by the insurance contract prospectus.