Contract Type

Note: Multiple contract types may apply to a single contract. Common combinations are C, LA and LA, NGO.


Closed (C)

Contracts that are closed to the public for purchase.


Group Open (GO)

Contracts that are generally sold to participants in group 401(k), 403(b), or 457 plans. Generally not available to individuals outside the specific group.


Immediate Variable Annuity (IVA)

Contracts open to the public designed to produce immediate lifetime income, or income for a specified period of years, from a single purchase payment.


Limited Availability (LA)

Contracts that are not available in 10 or more states, not including Puerto Rico, Guam, U.S. Virgin Islands, and Washington D.C.


Non-Group Open (NGO)

Contracts open to the public for purchase, predominantly referred to as registered products.