This is a surrender charge that is levied on additional investments to a variable-product investment. Surrender charges are levied by the insurance company when an investor withdraws money in excess of the acceptable amount before the specified date. Where a dash appears, there is no surrender charge. "No" indicates no rolling charge, and "Yes" indicates a rolling charge. Note: Insurance companies may levy an initial surrender charge but no rolling surrender charge, which is only applied to additional investments into the policy. This is why you'll often see a maximum surrender charge listed in Research View but no rolling surrender charge.